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Terms of Service

Effective Date: May 1, 2026  ·  Clutch Capital LLC

These Terms of Service ("Terms") govern your access to and use of Vantage (the "Service"), operated by Clutch Capital LLC ("Company," "we," "us"). By creating an account or using the Service, you agree to these Terms.

1. Eligibility

You must be at least 18 years old to use the Service. By using Vantage you represent that you meet this requirement.

2. Subscription and Payment

Vantage is offered on a subscription basis. Fees are charged in advance on a recurring cycle. All payments are processed by Stripe.

Subscriptions renew automatically unless cancelled before the renewal date. You can cancel at any time through your account settings. Cancellation takes effect at the end of the current billing period — no partial refunds are issued for unused time.

3. Free Trial

New subscriptions may include a free trial period. At the end of the trial, your subscription begins and your payment method will be charged unless you cancel before the trial ends. One trial per person.

4. One License Per Subscriber

Your subscription grants access to a single user account. Sharing credentials, reselling access, or allowing others to use your account is prohibited and may result in account termination without refund.

5. Your Responsibilities — Calling & Compliance

Vantage is a click-to-dial productivity tool: every call is manually initiated by you. Vantage does not automatically dial numbers on its own and is not an automatic telephone dialing system (ATDS).

You are solely responsible for your use of the Service and for compliance with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA), the FTC Telemarketing Sales Rule, federal and state Do-Not-Call (DNC) requirements, calling-time restrictions (generally 8:00 a.m.–9:00 p.m. in the called party's local time), prior-express-consent requirements, and insurance solicitation rules in every state where you operate. You are responsible for scrubbing your lists against the National DNC Registry and maintaining your own internal DNC list. Vantage provides tools — an internal DNC list and call-time window filters — to help you, but using them and complying with the law is your responsibility. We are not liable for any fines, penalties, or claims arising from your calling or solicitation activity.

6. Your Data

Business data you enter into Vantage — including leads, notes, and client records — is stored in your browser and synced to our secure cloud so you can use it across devices and recover it if your device is lost. This data is encrypted at rest. We do not sell your data or use it for advertising. You can export your data at any time, and you may request deletion of your account and its data by contacting us. See our Privacy Policy for details.

7. Acceptable Use

You agree not to use the Service for any unlawful purpose, to reverse-engineer or resell the Service, to circumvent any access controls, or to use the Service to harm any person.

8. Intellectual Property

All software, design, and content comprising Vantage is owned by Clutch Capital LLC. Your subscription grants a limited, non-exclusive, non-transferable license to use the Service. You receive no ownership interest.

9. Third-Party Services

Vantage may integrate with third-party services. Those services are independent of Clutch Capital LLC. We are not responsible for their availability, terms, or conduct.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. YOUR USE OF THE SERVICE IS AT YOUR OWN RISK.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLUTCH CAPITAL LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID IN THE 12 MONTHS PRECEDING THE CLAIM.

12. Termination

We may suspend or terminate your account for violation of these Terms. You may cancel at any time. Upon termination, access ends at the close of your current billing period.

13. Dispute Resolution

Contact us at vantagecloses@gmail.com before filing any claim. If we cannot resolve the dispute informally within 30 days, disputes shall be resolved by binding arbitration under the American Arbitration Association rules. Class actions are waived.

14. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or in-app notice. Continued use after changes take effect constitutes acceptance.

15. Governing Law

These Terms are governed by the laws of the State of Florida.

16. Contact

Questions? Contact us at vantagecloses@gmail.com.